Top 9 Scams to Avoid

Featured Author: Contra Costa Living Blog Team

Common Scams

Scammers can easily steal your identity, causing your bank accounts to be drained and your credit to be ruined. Scammers are getting much more creative in the way that they are getting a hold of your personal information. Make sure to watch out for these top 9 scams of 2015 to keep your personal information protected.

  1. Sweepstakes – sweepstake scams make you think that you have won a contest or thousands of dollars. However, when you go to claim your prize, you have to pay taxes and fees.
  2. Click bait – posts on social media that relate to celebrities or tragic news stories will attract you to click on them. However, after you open the link, malware will be downloaded onto your computer, allowing scammers to steal your information.
  3. Robocall – these scams will claim that they will be able to lower your credit card interest rates after you give your credit card information, which then allows them to charge you fees.
  4. Government grant – a caller will let you know that you have won an government grant worth thousands of dollars, as soon as you pay the fees that are needed by a wire transfer.
  5. Emergency scam – emails or calls from a relative will inform you that they have been injured, arrested, or robbed while in a different county, and you need to send them money as soon as possible.
  6. Medical alert – you will receive a call that a concerned family member has bought you a medical alert device, but your credit card information is needed in order to complete the order.
  7. Copycat website – after being notified about a sale, you order an item, but only receive a cheap alternative to the product or nothing at all.
  8. Tech support – a “professional” will give you a call, telling you how they can help your computer run smoother, but instead of fixing any issues, they will install malware.
  9. Arrest – receiving a call from someone who claims to be a government agent and is coming to arrest you for your overdue taxes unless you pay up.

Knowing how to protect yourself from scammers will help to keep your personal information safe. Make sure to never send money over a wire transfer or provide any personal information to people who you do not know.

For more information on how to keep your personal information safe, contact All About Contra Costa, your local community forum.